The concluding period for the government of RM30 (e-Tunai Rakyat) will be ending on the 14th March 2020. Have to fully use the RM30 by then. Three participating e-wallet players were involved in the programme, namely Bost, Grabpay and TnG. This is an initiative by the Ministry of Finance in collaboration with the above-mentioned parties. Those who are eligible will need to earn not more than RM100,000 per annum.
Many have performed their first purchase with e-wallet and definitely have boosted the consumption of cashless transaction. This is definitely has created a surge of the popularity of the payment method. I was an early user, back then when it was just started. That was in late of 2018. I was also involved in Boost, as I have set up a company, GCT Communication to do that where I acquire the merchants for them. Interested programme line-up where at that time, cash rebate was still the norm for Boost. However, it had cease operation though for reason known to me alone. Well, another development in the local scene, have witnessed many Hand Phone related apps. Many have jump into the bandwagon. We have so many phone related apps. From Tesco, Aeon, Caring Pharmacy, Watson, Sushi King etc. Of course, the next wave is the 5G era, where the race has started where we have Samsung rolled up its Samsung Galaxy S20 with the price tag above RM4,000. Then Apple will roll up its iPhone 12 in the near future. Obviously, another platform clearly emerging in Malaysia and will be prominence is the Bitrix24. What is Bitrix24? It is an Integrated CRM, Project Management and Human Resource software and for the basic package, it is free. When it first started, there is no Bahasa Malaysia. Now, it is available in Bahasa Malaysia, Bahasa Indonesia and other language. It is the top software in Europe and it is FOC! Another notable development, will be the WhatsApp pay where WhatsApp pay was founded in 2009 by Jan Koum and Brian Acton. It was sold to Facebook in 2014 for $19 billion! In 2019, WhatsApp has 1.5 billion monthly active users, which is the most popular mobile messenger app in the world! The world is moving fast into the cashless society! We will witness many medical breakthroughs in the days to come. We are at the dawn of civilization, will witness many amazing discoveries along the way. But as I said in my first book, “the only constant about change is change itself”. The world will continue to move on, with or without us. We are just a pilgrimage on this earth. Our place is not here. Just a dressing rehearsal before the real event enfolds in eternity… Yes, relax, rejoice and not to take life too seriously. From dust we come, from dust we return… We cannot take anything out to the other side. Believe me, there are many things more important than money, the certificates or the accolades in life… It is whether our names are found in the Book of Life… Have a breakthrough day ahead. From The Desk of Joshua Tan
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